Bank Pasargad offers variety of accounts that divided into two types; Gharzalhasaneh Account and Term Investment Account which are described as below:
Gharzalhasaneh Account: This is an interest free account based on Gharzalhasaneh Contract.
Term Investment Account: Term Investment Account is a deposit that has a fixed term with maturity to the maximum of one year which should remain at least one month to provide interest.
Gharzalhasaneh Saving Account: Customers who do not like to receive interest or those who have not reached the legal age to open term investment account, can open this type of account. Financial resources which come from this account is dedicated to special and spiritual purposes such as satisfying customer's emergency needs, helping public cooperation,…
Special Gharzalhasaneh Saving Account: The balance of this account can be granted as interest free loan to people who are proposed by account holder.
Gharzalhasaneh Current Account: This is an interest free account which allows customers to manage their payments with cheques. Gharzalhasaneh Current account is the most important tool in commercial transaction. Customers can link their current account to their saving account to benefit from interest on their balances. The minimum amount to open this account is Rls1,000,000.
Short Term Investment Account: By opening Short Term Investment account, customers can save and withdraw their funds any time and receive interest on monthly basis. The minimum amount for opening this account is Rls500,000. The basis for calculating interest for this account is the minimum balance of this account in each month and the interest rates which are announced by Central Bank of Iran. If the account balance dropped to less than minimum (Rls500.000), interest will not be awarded. The depositors can access to their money by cashbook in each branch of Bank Pasargad and also cash card through ATMs, Point Of Sales and online banking.
Short Term Investment Account for Students: This is a Short Term Investment account which is available for students who are not reached to legal age (18 years old). It allows students to use interest on their account monthly and withdraw their funds by using debit Student Card. Short term Investment Student account is opened by the parents of the students who are introduced by their schools. Primary fees for opening this account will be paid by Bank Pasargad to encourage students to save their money.
Online Stock Trading Investment Account: Online Stock Trading Investment account is a short term investment account that capital market participants can get the username of the Pasargad online stock trading by opening this account in Bank Pasargad branches without having to go to Pasargad brokerage offices.
One Year Long Term Investment Account: Depositors who have spare cash that will not be used in the short term, can open One Year Long Term Investment account with the minimum amount of Rls500.000 to receive interest.This type of accountwill be matured after a year. On due date, the deposit can be extended for another year based on the customer's instruction with new conditions. The interest rate which announced Central Bank of Iran will be paid to depositors monthly.